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Long Term Care Insurance Claims Denial

Florida Long Term Care Insurance Attorney

Wrongful Denials, Delays and Underpayments

The cost of long term care is overwhelming and can deplete a person’s life savings very quickly. As a result, many people purchase a long term care insurance policy which covers the cost of care in the event that they become chronically ill or disabled and are unable to manage on their own for an extended period of time. Although benefits vary based on the policy purchased, typically long term care insurance pays for care received in a nursing home, hospice, assisted living facility or in-home care.  Long term care insurance disputes often arise when an insurance company:

  • Unreasonably delays claims;
  • Denies legitimate claims;
  • Underpays legitimate claims;
  • Uses vague or confusing terminology in the policy to misrepresent benefits;
  • Conceals benefits from the insured;
  • Compels the policyholder to file a lawsuit before payment of benefits;
  • And other scenarios.

Long term care insurance policies can be very complex and difficult to understand and dealing with insurance companies can be very frustrating – which is why having an attorney who understands long term care insurance on your side is so important to effectively enforce your rights. Alan Sackrin is a Board Certified Trial Lawyer with over 28 years of experience representing policyholders who have been treated unfairly or in bad faith by their insurance companies. Alan will manage or negotiate your initial claim, review your claim to determine if the insurance company has acted properly in evaluating your claim or in denying you coverage, appeal an improper denial of claim on your behalf or litigate against the insurance company, if necessary, to help you obtain the benefits that you deserve.

Also See:  Florida Insurance Litigation – Insurance Policies | Insurance Bad Faith | Insurance Claims Disputes | Insurance Lawsuits

Bad Faith Claim Denials

An insurance company has the responsibility to its policy holders to deal with claims in good faith. When the insurance company breaches its contract with the insured by not honoring a legitimate claim, insurance bad faith may have occurred.  Alan represents policyholders in a wide range of insurance coverage and insurance bad faith disputes, including the following:

•    Property damage claims
•    Long-term disability insurance claims
•    Health insurance & HMO claims
•    Life insurance claims
•    Homeowners insurance claims
•    Fire loss claims
•    Auto insurance claims
•    Commercial general liability
•    Business interruption insurance
•    Private/individual disability insurance
•    Insurance bad faith
•    Failure to defend
•    Insurance broker/agent negligence
•    Underpayment of claims
•    Delays in payment

Get A Free Case Evaluation – Call (954) 458-8655 To Speak With An Experienced Long Term Care Insurance Attorney

Contact Alan Sackrin for a free initial consultation and find out how he can help you.  You can contact him by phone at 954-458-8655 or by e-mail through this web site to schedule an appointment. In some cases, Alan handles insurance claim denial lawsuits on a contingency basis. That means you will not pay legal fees unless you obtain money for your claim. When discussing your case, we will ask that you provide us with a copy of the insurance company denial letter, as well as provide us with the facts and circumstances surrounding the insurance claim. We do not charge a fee for an initial assessment and review of your insurance claim denial letter.

To learn more about Alan Sackrin, click on this link: Insurance Claim Lawyer

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